![]() Bill Pay.Īvailable at ATMs, financial institutions and participating retailersĬontactless payment feature at participating merchants – simply tap your card at checkout to complete your transaction and be on your way. Online, anytime – even if you're in Canada and with U.S.$0 $50 USD deposit required to open the account Online, anytime – even if you're in Canada with U.S.Other banks' ATMs (we'll reimburse the fee they charge, up to your account limit and on request 6).Large retailers offering cash-back at point of sale.Hilton Honors Surpass card, chip enabled, features contactless tap to. Paying with Contactless: Contactless payments allows you to make. Earn 70,000 Bonus Points + a Free Night Reward. RBC Bank Direct Checking U.S Bank Account More Great Features with Direct Checking Direct Checking No transaction fees: Pay no transaction fees when you use your credit card to pay for. Prime Rate: As published in the Wall Street Journal current rate is 8.25% as of May 4, 2023. ![]() This APR will vary with the market based on the Prime Rate. Annual Percentage Rate isĢ0.24%for Visa Platinum and Visa Signature Accounts based on your credit worthiness. Annual Fee Visa Signature Black Plus - $75. Dollar amount of the foreign transaction if the transaction Foreign Transaction Fee - 1.5% of the U.S. Cash Advances - Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. The Balance Transfer fee has no maximum during the introductory period (first 6 monthly billing cycles) thereafter, this fee will be a maximum of $99 The end of the introductory period, the maximum fee is $99). Additional credit card transaction fees will apply as follows: Balance Transfers - Either $10 or 3% of the amount of each transfer, whichever is greater (after VACU also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Disclosures for Special Offers or Card Agreement & Disclosure Statement for more information.All loans and lines of credit are subject to approval. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. If payment is ever 90 days or more past due the promotional APR is forfeited and reverts back to the purchase and balance transfer APR then in effect and applies to the entire outstanding promotional balance. We will begin charging interest on balance transfers on the transaction date. ![]() You could enjoy 20 cashback (conditions apply) and no foreign exchange. ![]() After that, the APR changes to the purchase APR and balance transfer APR in effect, which is currently 13.99% to 24.99% variable APR for Essential Mastercard 15.99% to 26.99% variable APR for Cash Rewards Mastercard and 17.99% to 28.99% variable APR for Flex Rewards Mastercard as of 12/01/22 and subject to change. The Halifax Clarity credit card Charges the same interest rate on everything you buy. Purchases made and balances transferred within 60 days of card opening retain a promotional APR for 18 months from card opening date. Which promotional APRs for purchases and balance transfers that a qualified member receives is based upon such member’s standard APRs for purchases and balance transfers. ![]()
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